Last updated: October 2024
By accessing and using the Intenforma website (intenforma.site) and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Intenforma provides expense management consulting and coaching services designed to help Canadian households better understand and manage their daily spending. Our services include budget analysis, utility cost optimization, transportation planning, and ongoing coaching support.
The information, guidance, and recommendations provided by Intenforma are for general educational and informational purposes only. Our services do not constitute professional financial, legal, tax, or investment advice. You should consult with qualified professionals for advice specific to your individual circumstances.
We make no guarantees regarding specific financial outcomes. Results vary based on individual circumstances, implementation of recommendations, and factors outside our control.
When using our website and services, you agree to:
All content on this website, including text, graphics, logos, images, and software, is the property of Intenforma or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, modify, distribute, or publicly display any content without our prior written consent.
Service bookings made through our website are subject to availability and confirmation. Pricing displayed is in Canadian dollars and does not include applicable taxes unless otherwise stated. We reserve the right to modify pricing at any time, though confirmed bookings will be honored at the quoted price.
Cancellation policies vary by service type and will be communicated at the time of booking confirmation.
To the fullest extent permitted by applicable law, Intenforma shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.
Our total liability for any claims arising from your use of our services shall not exceed the amount you paid us for those services in the twelve months preceding the claim.
You agree to indemnify and hold harmless Intenforma, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your violation of these Terms of Use or your use of our services.
Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website and services following any changes constitutes acceptance of the modified terms.
These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Ontario.
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms of Use, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and Intenforma regarding your use of our website and services.
If you have questions about these Terms of Use, please contact us at:
Intenforma
350 Bay Street, Suite 800
Toronto, ON M5H 2S6
Canada
Email: [email protected]